We offer an easy way for you to build up a home loan deposit while you are renting and at the same time repair any credit issues that would prevent you from getting a traditional bank loan. We can find you a home if you can afford a reasonable payment up-front and the monthly payments, which are the same as the bank repayments. Or you qualify for a bank loan but don't have a deposit.

You must have a reasonable income - as an example, to purchase a property worth $300,000.00, you must have an income of approximately $80,000.00. This can be joint income if you are married or have a partner and if you have a reasonable deposit the income requirement will be less.

For Sellers in New Zealand:
You do not need to spend many months waiting for your house to sell, with the inconvenience of all those week after week of open houses, high advertising costs, waiting for up to 3 to 6 months or even longer for your property to sell (......and possibly not selling), with many strangers walking through your home when it is on show, and not to mention all the financial holding costs associated with the time it takes to sell the home.

Holding costs will normally include paying the mortgage ..... this could be many thousands of dollars which you will have to keep paying out while the house is up for sale. Not to mention the house maintenance and other costs during this period, etc. etc. This can be very frustrating to say the least. We gets rid of all those hassles. We can settle quickly with all cash or terms buying direct from you without an agents commission (although we'll gladly work with any agent that is involved and will ensure that the commission is paid)!

If you have urgent issues - have an offer on another property, are moving overseas, tired Landlord, imminent mortgagee sale or the interest rates are just too high
- We can help!